Standards-anchored reference to primary IFRS and FASB text. Not accounting advice.
AI Capitalisation
Cost line / the phase boundary

Pre-training versus fine-tuning

Head note

Pre-training builds general capability with no specific, feasible asset yet demonstrable, so it usually reads as research and is expensed. Fine-tuning adapts an existing base model to a defined internal use, which can reach development phase under IAS 38 or the probable-to-complete threshold under ASC 350-40, allowing capitalisation from the point the tests are met.

1

Why pre-training is usually expensed

Pre-training from scratch is open-ended: the entity cannot demonstrate technical feasibility or a probable specific benefit while capability is still being built. That places it in the research phase under IAS 38 and the preliminary or uncertainty-blocked zone under US GAAP, so the spend is expensedIAS 38§54.

2

Why fine-tuning can be capitalised

IFRS / IAS 38CONDITIONAL

Fine-tuning an existing base model for a defined internal use can reach development phase. Capitalisation is permitted only once all six IAS 38 recognition criteria are met, and only from that point forward.

Gate: All six development-phase recognition criteria met
US GAAPCONDITIONAL

Fine-tuning for internal use can be capitalised once it is probable the project will be completed and the software used as intended, provided no significant development uncertainty remains.

Gate: Probable to complete and no significant development uncertainty

Fine-tuning starts from a proven base model and targets a defined internal use. Where the entity can demonstrate feasibility, intention, resources and probable benefit, the development-phase costs from that point can be capitalisedIAS 38§57. The judgement is when the six criteria, or the probable-to-complete threshold, are first met.

3
Worked example: adapting a base modelIllustrative example, not client data

An entity licenses a base model and fine-tunes it for internal contract review. The first three weeks test whether the approach works at all (research, expensed). After a prototype meets the target accuracy on a held-out set and the project is funded and resourced, the remaining build cost is capitalised. All figures are illustrative.

Sources of record
  1. S1IAS 38 Intangible Assets, IFRS Foundation (IFRS). https://www.ifrs.org/issued-standards/list-of-standards/ias-38-intangible-assets/
  2. S2Handbook: Software and website costs (ASC 350-40 internal-use software), KPMG (US GAAP). https://kpmg.com/us/en/frv/reference-library/2026/handbook-software-website-costs.html
Standards-anchored reference · not accounting adviceRevised 2026-07-24