Standards-anchored reference to primary IFRS and FASB text. Not accounting advice.
AI Capitalisation
Treatment

Amortisation and useful life

Head note

An intangible with a finite useful life is amortised on a systematic basis over that life, and the life and method are reviewed at least at each year end . For a capitalised AI model, rapid obsolescence usually makes a short useful life the defensible position, and the judgement must be evidenced, not assumed.

1

Finite life, systematic amortisation

IAS 38 requires the depreciable amount of a finite-life intangible to be allocated on a systematic basis over its useful life, beginning when the asset is available for use IAS 38§97. A straight-line method is used unless another pattern better reflects consumption of the asset's benefits.

2

Defending a short life

AI models are superseded quickly by better base models, changing data and shifting requirements. A useful life measured in months to a small number of years is typically more defensible than a multi-year technology life. The chosen life should be supported by the entity's own release cadence and retirement history, and reviewed at least annually IAS 38§104.

3
Worked example: an 18-month lifeIllustrative example, not client data

An entity capitalises a fine-tuned model and, given its history of replacing models roughly every 18 months, amortises it straight-line over 18 months from the date it goes live. The life is reviewed at year end against the actual replacement plan. All figures are illustrative.

Sources of record
  1. S1IAS 38 Intangible Assets, IFRS Foundation (IFRS). https://www.ifrs.org/issued-standards/list-of-standards/ias-38-intangible-assets/
  2. S3Applying ASC 985-20 and ASC 350-40 to software costs, Crowe (US GAAP). https://www.crowe.com/insights/how-to-apply-asc-985-20-asc-350-40-software-costs
Standards-anchored reference · not accounting adviceRevised 2026-07-24